Toyota Access | Change your car as your life changes
No matter where you’re going, CMI Toyota is with you. Toyota Access is an easy and flexible way to put yourself in complete control when you’re buying a new or approved demonstrator from CMI Toyota.
The great thing about Toyota Access is that it enables you to choose your perfect CMI Toyota vehicle today, and still keep your options open for tomorrow. So as your lifestyle changes – whether you’re going off to university, starting your new career, settling down with a family or ready to explore once the kids have left home – Toyota Access gives you the confidence about what’s ahead.
Why Toyota Access?
Available to both personal and business customers, Toyota Access puts you in the driver’s seat with certainty, flexibility and assurance – with a car loan that comes with a Guaranteed Fixed Value*, lower repayments^, a fixed interest rate and options for the future.
So if you’ve found the right vehicle from the CMI Toyota Passenger, Hybrid, 4WD, SUV or Commercial range – read on!
What is Toyota Access?
Toyota Access provides personal and business customers with a whole new way of buying a Toyota, allowing you to choose a vehicle, pick a deposit (if any), select the loan term and the total KMs you expect to travel. We will then calculate the Guaranteed Future Value (GFV) for you and once that’s all done, we will then calculate your monthly repayments – it’s that easy!
How it Works | Getting Started
There are five easy steps when purchasing your vehicle from CMI Toyota with Toyota Access:
- Choose your Toyota. Whether for personal or business use, you can select a new or demo model Toyota from CMI that works for you and your budget.
- Choose the deposit you want to pay (if any)
- Choose your car loan term (up to four years), payment schedule (weekly, fortnightly or monthly) and number of kilometres you expect to travel over the term
- We will then calculate the Guaranteed Future Value (GFV) of your new Toyota
- We will then finalise your loan package with a fixed interest rate and repayment schedule that has been tailored to suit your needs.
From the time you drive away, you’ll enjoy lower repayments^ and the reassurance of knowing what lies ahead.
How it Works | The Future
At the end of your loan term, you are still in control. You will have the choice of three flexible options – you just need to let us know what you would like to do between 120-170 days before your loan term ends.
*Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV amount which will be put against your final payment, subject to fair wear and tear conditions and agreed kilometres being met.
^Lower repayments compared to similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.
# Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS available from participating Dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The Insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica).
The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.